The Wall Street Journal recently published an excellent article on estate planning for someone who has a chronic illness.  See http://online.wsj.com/article/SB123914087467198549.html ^[1].   The article explains how important it is to have an estate plan with the proper documents to be sure someone with a chronic illness gets the care they need during their life.  That includes being sure they get both the medical care as well as the financial protection they need.  But it’s important to realize that any of us could suffer an accident or unexpected illness that leaves us incapictated.   And yet most people simply never plan for that possibility.  Proper planning can make all the difference in the world in being sure you are protected.

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